If you fall ill or become disabled and are unable to work, how will you manage financially? Who will provide for your family? The State will pay a subsistence amount only depending on your eligibility. To ensure that you can maintain the standard of living that you and your family currently enjoy, you should arrange an Income Protection Plan which will provide you with an income in such circumstances. Premiums are fully tax deductible at your top marginal rate of tax, subject to certain limitations, reducing the net cost of this insurance to you. At Gateway we can identify the most competitive Income Protection Plan providing the cover most appropriate to your circumstances.